Each and every state has its own rules, regulations, procedures and requirements which need to be followed when an individual wants to file for unemployment benefits. Once an individual has filed their initial unemployment benefits claim, there are some things that one needs to find out. These include things like how one is going to requests for payment as well as how one will receive one’s unemployment benefits.
Due to the advent of the technological revolution, most states will require one to file a new unemployment benefits claim with an online claims application. Additionally, most states also encourage individuals to also use their telephone claims line when making their initial unemployment benefit claims. However, there are some states that will require individuals to file in person.
Ways Of Receiving Unemployment Benefits
When there are high unemployment rates, especially during periods of recession, phone lines have lengthy queues and the processing of online applications takes ages. The technological revolution also means that paper checks are a thing of the past. Most states pay their unemployment benefits in one of two ways namely through direct deposit and through special debit cards.
Through the Direct deposit option, individuals receive their weekly or by-monthly unemployment benefits as deposits in their checking or personal savings accounts.
Through the special debit cards option, the state deposits the unemployment benefits into an account that is linked to a special debit card. This special debit card is activated in the same way as any new credit or debit card. Once an individual files for unemployment benefits, their state will send a debit card with a set of instructions for accessing unemployment benefits at ATM’s or other similar methods.
Officially Requesting for Unemployment Benefits
By the mere fact that an individual has filed for unemployment benefits and the same has been approved does not necessarily mean that you are entitled to automatically receive your unemployment benefits. There are steps that you need to take to officially request your unemployment benefits.
By default, individuals are required to request for their unemployment benefits on a weekly or bi-weekly basis. Depending on the state, the request may be made via online request form or via the telephone claims line. Additionally, each and every time an individual requests for payment, the same must be approved before the funds are deposited to a bank or a debit card. There are some questions that you will need to answer satisfactory to receive your unemployment benefits. These include how many hours you have worked, if any, If you have been available for work, if you have returned to permanent work and how many extra hours you have put in for the week that you are requesting for payment.
You should always bear in mind that unemployment benefits are your right. You must however be thorough in filing and requesting for your unemployment benefits on-time and in line with your state’s unemployment benefits procedures.
